Blockchain technologies are obviously going to affect financial services companies. The wide availability of credit globally combined with a de-centralised platform to move funds around combine for an obvious outcome: C-to-C fundraising for personal credit. And it was only a matter of time before someone came up with such a platform.
The Swapy Network is currently on its initial coin offering and is planning to go live in Brazil first before expanding worldwide. Keep an eye out…
As a side note, it is clear that blockchain tech will become a substitute to banks; however the current set-up is complicated, difficult to trade and annoyingly hard to code. My feeling is that Ethereum or other similar technologies will take a larger chunk of the market in the coming years.
Pablo F. Alonso Caprile 